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Tim Smith
Senior Loan Officer
Direct: (320) 529-4230
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About Me

My experience entails 15 years of local lending in mortgage banking. I specialize in the first time home buying process in addition to the Veterans Home Loan. My goal is leave a lasting impression for those I assist so that I earn the repeat business when it comes time for them make the next move in life.

I am very well versed with a variety of Conventional Programs, FHA, VA, & Rurual Development . I work diligently with each homebuyer to find them the program that suits their needs best.

Tim Smith, Senior Loan Officer NMLS #533151
AMERICAN HERITAGE NATIONAL BANK
2915 2ND ST. S, ST CLOUD, MN  56302
Direct:  (320) 529-4230
tims@logbank.com
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